Getting married this past summer hasn’t really changed my life all that much. We’ve been together for what seems like forever, so it’s not like this is a new situation for us. We’ve lived together for over 13 years and we have raised a family together for almost just as long.
However, there are some new topics we must discuss, such as life insurance and taxes. I don’t want to ever think of him not being around anymore, but I also know all too well how quickly and unexpectedly that things can go wrong. We need to make sure that we have things covered in case tragedy strikes. I wouldn’t want my husband to suffer financially if I should die and I don’t think he would want me to either.
Without life insurance, things can get scary rather quickly. When my father passed away last year, he didn’t have life insurance because he lost his job which he had coverage through. Without that, funeral costs we not covered by anything and our family had nothing to fall back on. It was stressful and scary, something I don’t want my family to have to struggle with.
That’s why life insurance talk has started for us, as newlyweds. Perhaps it is a long overdue conversation, but we need to take action before it’s too late. Neither of us are offered life insurance through an employer, so we need to find coverage on our own.
I’ve read several life insurance articles and done a little bit of research. It doesn’t have to be very expensive for us to get the coverage that we need, so I think we need to really put this talk into action now!
