This post is sponsored by Lexington Law but the content and opinions expressed here are my own.
Earlier this year I talked about taking steps to improve my credit, so that we can start going after some more of our dreams. While it has been a slow process, we are getting closer to our goals every day. We’re learning how to set financial goals, so that we can pay off some more of our debt, and raise our credit score.
Being denied for a loan, or getting a super high interest rate due to a high debt to credit ratio is no joke. I really learned things that hard way when I started my credit journey, and now realize things that I did so wrongly. Just because you have the credit available, does not mean that it is a good idea to use it. Oh well, lesson learned!
Learning how to navigate my credit has been downright daunting because it is really quite confusing. Honestly, I still don’t quite understand most of it, and that’s why I have turned to the pros at Lexington Law. With over a decade of experience helping people like me work on their credit goals, Lexington Law Firm comprises the largest network of credit repair professionals working with attorneys and their paralegals across a number of states. They work to ensure that their clients’ credit reports are fair by leveraging their clients’ consumer rights. The skilled team of certified lawyers and paralegals at Lexington Law will leverage the law for your credit!
Lexington Law offers free credit report consultations, and if you wish to hire them, offer credit repair services. Thanks to their help, I now have a plan, and I work on setting goals when it comes to my finances. Not only do I try to spend less, but I am working every month to pay down my outstanding credit, and have one credit card almost fully paid off.
Our goal is to get approved for a home loan with a decent interest rate by the end of the year. We also plan to purchase a new snowmobile this winter, and get another car loan soon since our “beater” car is literally on its last life.
In addition to these things that we want, there are also numerous home improvement projects that need to be completed, and if our credit was better, we could get these projects knocked out faster than one at a time, like we are currently completing them.
Lastly, like many of you I’m sure, I could really use a vacation! This sure has been quite a year, and when I feel safe to travel again, I think that a big vacation would be amazing! I would love to spend a week exploring some Mayan Ruins, Ceonotes, and do some fun things like snorkeling, riding jet skis and shopping. Then I’d need another week just relaxing on a beach after all of that!
What purchases would you make if you had better credit?